Boat Insurance in Mill Valley CA, San Rafael CA and Throughout the State of California
Cast Your Worries Aside.
Here at Muzio & Rovero Insurance Services, Inc we are ready as you are to hitch up our boats or jet skis to take advantage of the lovely summer weather! That’s why we are fully equipped to create the policy for you that matches your needs for your boat and how you use it. A common question we ask our clients is where they keep their boat during season and where they store it during off-season. If they’re separate locations, we review the benefits of a standalone boat insurance policy, which generally provides broader coverage that is not limited by the boat’s location.
We also like to ask the primary usage of the boat (fishing, skiing, residence, vacation, etc.), where it is primarily used, and if it is trailered to other lakes, towns, counties or states. At Muzio & Rovero Insurance Services, Inc we can assist you in protecting your property by learning about the types of items that are kept on the boat, like ropes, life jackets, fishing equipment, extra motors, and more. This information helps us create a policy that covers every aspect of your boating experience.
What Can a Boat Insurance Policy Cover?
Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:
Collision with another boat or object
Damage caused by uninsured or underinsured boaters
Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.
In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you’re at fault in a boating accident. Coverage options include:
Bodily Injury payments
Damage to another’s property
Guest Passenger Liability
Additional Coverage Options
At Muzio & Rovero Insurance Services, Inc, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.
To review your boat insurance options with fellow boaters, request a quote or contact us today.